Canara Bank offers home loans at interest rates starting from 8.40% p.a. onwards for tenures of up to 30 years. The lender offers home loan interest rates based on the loan amount, credit score, applicant type and type of home loan scheme opted for. A list of useful schemes provided by the bank are the Canara Bank Housing Loan, Canara Home Loan Plus, Canara Bank Housing Loan to Agriculturists, Canara Kuteer, Housing Loan Scheme, Canara Site Loan, Canara Home Loan Super Gain Scheme, and Canara Bank Home Loan for NRIs.

Consumers can avail various types of loans for the purchase or construction of a house or flat, for the purchase of a site and construction of a house thereon, and for carrying out repair, renovation, expansion, upgradation, and addition to the existing house. Existing home loan borrowers of Canara Bank can also purchase a second house when they already have a flat/house with or without a home loan. They also offer home loan balance transfer facilities to existing home loan borrowers of other lenders for transferring their existing home loans to Canara Bank at lower interest rates.

Not only this, in the process of assisting the needy, Canara Bank is transforming the concept of financial institution not only as the financial heart of the community but the social heart as well. It offers housing loans to agriculturists and people engaged in allied activities like plantation, horticulture, dairy, or poultry for purchasing or constructing a house or flat and purchasing a site and carrying out construction thereon. These types of loans are approved only for purchases or construction of houses in non-agricultural properties, preferably in urban or semi-urban areas and growing townships having valid documents.

With a sense of service and dedication, Canara Bank is looking for an opportunity to develop a concern for fellow human beings and make changes by removing hardships and sufferings.