Having 100+ years of history, the Bank of India, a bank of choice occupies a premier position among the nationalized banks and has nearly 5100+ branches in India having its presence in almost all states and union territories inclusive of specialized branches. It is striving for superior and proactive banking services to niche markets globally.
The bank is striking to serve the needs and requirements of corporates, medium business and upmarket retail customers, and developmental banking for small business, mass market, and rural markets.
Bank of India started small aiming to grow big with just one office in Mumbai, with a paid-up capital of Rs.50 lakh and 50 employees. Over the years, it has evolved into a mighty institution with a strong presence nationally and internationally with sizable operations. The bank runs on an effective blend of traditional values, ethics, and modern infrastructure.
To add on, it is the first among the nationalized banks to establish a fully computerized branch and ATM facility at the Mahalaxmi Branch in Mumbai way back in 1989. Today, the bank has an overseas presence in 15 foreign countries spread over 5 continents.
The Bank has been at the forefront of introducing various innovative services and systems. One such service is helping customers balance their finances and fulfill a dream of being the owner of their house. Thus, the bank has introduced an array of attractive products that fulfill the wish of a sweet dream home. With just minimal documentation and no hidden charges, Bank of India provides best-class rates at just a single click.
For a perfect dream home in mind, BOI has just the right housing loan for it. With attractive home loan interest rates and minimal paperwork, BOI makes sure to avail the best deal in the financial market. They are dedicated to support for a seamless home loan process which further extends throughout the repayment period. Whether the customer is a first-time homebuyer or looking for sound finance to invest in residential property, rest assured that you get customized finance with competitive interest rates.
The Bank offers home loans at the very minimum imposed interest that is 8.40% p.a. onwards for loan tenures of up to 30 years and loan amounts of up to 90% of the property value. The maximum loan amount you can avail with Bank of India is Rs.5 crores and tenure can be up to 30 years.
BOI offers home loans at the very minimum imposed interest that is 8.40% p.a. onwards for loan tenures of up to 30 years and loan amounts of up to 90% of the property value
A series of hassle-free finance to ease up the home-buying journey are the Star Diamond Home Loan, BOI Star Smart Home Loan, BOI Star Top-up Loan, and BOI Star Pravasi Home Loan Scheme.
From plot purchase, home construction, purchase or construction of the house or flat, renovation, repair, alteration, addition to flat or house, to transfer existing home loans to Bank of India at lower interest rates, the lender offers differential interest rates depending on the CIBIL score and occupation profile of home loan applicants.
Why rent when you can buy your own house with an affordable rate of interest and easy-to-avail loans? So, owning a house without a burden or difficult process and requirements.
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