Can Fin Homes Reports Net Profit of Rs. 234 Crore - Hits 12% YoY Growth

Can Fin Homes Ltd reported a net profit of Rs.234 crore for the quarter ended March 31, 2025, reflecting an 11.9 percent year-on-year growth from Rs.209 crore and a 10 percent increase compared to the previous quarter (Q3 FY25).

In addition to the interim dividend of Rs.6 declared earlier, the Board has recommended a final dividend of Rs.6 per share on a face value of Rs.2, bringing the total dividend for FY25 to Rs.12 per share. The company’s Net Interest Income (NII) for Q4 FY25 reached Rs.365.3 crore, showing a 6.3 percent YoY increase. This growth was supported by a stable loan book expansion and improved interest margins.

The total loan book rose by 9 percent YoY to Rs.38,217 crore, driven by a steadily growing customer base, which now stands at 2.77 lakh borrowers. According to the investor presentation, 86 percent of the loan book is dedicated to housing loans, including commercial real estate (CRE), with 70 percent of the total lending focused on salaried and professional individuals. This underscores the company’s strategy to concentrate on low-risk, retail lending.

The company also highlighted its appeal to the mid-income segment, noting the average ticket size for incremental housing loans was Rs.24 lakh, while for non-housing segments it stood at Rs.13 lakh. This data suggests a strong customer base in the affordable and mid-income housing market. Can Fin Homes continues to reinforce its position in the housing finance sector with stable growth, prudent lending practices, and a consistent focus on serving low-risk salaried and professional borrowers.