Rather than having just random shelter overhead, owning a home in India adds towards cultivating stability & security for respective families. The culture of buying a home has deeply ingrained in India as a life-time dream of everyone & holding the tag of home ownership serves a long-term investment that delivers a sense of pride & belonging.
In this journey of achieving significant milestone, the role of Home loans takes a vital part by facilitating the process of home-buying & simplifying ownership accessible to wider population.
Determine the gateway to unlock the doors of your fanatical dream home through these Hand-picked premium home loan schemes of India that intertwines the excellence with affordability along with convenience!
An extensive range of authentic banks in India presents a premium home loan schemes designed for individuals looking for best financial assistance for fulfilling their dreams. They offer attractive interest rates & affordable repayment options with flexible tenure.
In such case, if you are a person searching for best Home loan schemes in India to buy your dream home, then this article is just for you. Amid thousands of homes loan schemes from diverse initiatives, I presented a Five Best Home loan schemes of India that will navigate a right path for bright future within your own walls!
Star Smart Home Loan – Bank of India
Customized for homebuyers with attractive home loan interest rates & simplified paperwork, Bank of India’s Star Smart Home Loan offers hassle-free financial support to streamline your journey of home-buying. In order to make sure that their customers to get best financial deal in the market, they provide out-and-out support for customers throughout the loan process that encompasses throughout the period of repayment.
The ‘Star Smart Home Loan’ can be applied for new home construction, property purchases, renovations, furnishings & other key requirements regarding homes. Among the benefits of the scheme, they provide free accidental insurance coverage up to Rs. 5.00 crores.
Repayment Tenure: Home buyer who have opted bank of India’s Star Smart home Loan scheme can avail the maximum repayment period up to 30 years.
Loan Volume: Starts from Rs. 5 lakh & up to 90 percent in the base value of the property.
Rate of Interest: It varies from 8.30% to 9.65% p.a.
Age limit: At least 18 years at the time of application & maximum 70 years at the time of final repayment of due.
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